★ Top 10% Loan Officer — Q1 2026

Your Mortgage, Done Right.

Mortgage Lending Specialist serving Orange County with 12+ years of experience and the flexibility to find the right loan for your situation.

Christopher Hovenier, Mortgage Lending Specialist serving Orange County, CA
12+Years Experience
10States Licensed
1404324NMLS#
Top 10%Loan Officer, Q1 2026
Christopher Hovenier, Mortgage Lending Specialist
About Christopher

12+ Years of Getting Loans Closed Right

Leveraging 12+ years of experience as a mortgage specialist in California and other states, I help people navigate real estate financing while building long-term financial security.

My areas of expertise include Home Purchase Loans (Conventional, FHA, VA and Jumbo), Refinance Solutions (Rate/Term and Cash Out), Investment Property Loans (DSCR), plus Self Employed and Non-QM/Hard Money Programs.


More About Christopher
Client Reviews

What Clients Are Saying

★★★★★
"Christopher made our first home purchase feel simple. He explained every step and got us a rate we were thrilled with."
Sarah M.
Irvine, CA
★★★★★
"We refinanced through Christopher and closed faster than we expected. Communication was excellent the entire time."
David R.
Mission Viejo, CA
★★★★★
"As a self-employed borrower I'd been turned down elsewhere. Christopher found a Non-QM program that worked for my situation."
Priya K.
Newport Beach, CA
Recently Funded

Recent Wins for Clients Across Orange County

DSCR Investment
$XXX,XXX
[City], CA
Closed in 21 days
Cash-Out Refi
$XXX,XXX
[City], CA
Closed in 18 days
VA Purchase
$XXX,XXX
[City], CA
Closed in 24 days

Loan details generalized to protect client privacy.

Let's Talk

Ready to Get Started?

Call now to speak with Christopher directly, or send your info and get a response within 1 business hour.

(949) 810-2600

Typical response: within 1 business hour.